My Credit Manager, ID Protect, and Offers Engine
Array allows financial institutions the unique ability to embed fully personalized credit management, identity protection, and offer engineering services inside their digital banking experiences to enable consumers to better manage their future and financial health. Use offers engine and consumer credit data to drive product recommendations to increase application acceptance rates. Power an omni-channel marketing engine using real-time credit insights and intent data from engaging credit education and simulation tools.
Nowadays customers value a holistic experience and are expecting more from their Financial Institutions. With the prevalence of full-service apps and platforms, consumers fill the gaps by going outside of their banks’ offerings to look for needed solutions, such as personalized education to improve their financial health.
Personalized, easy, affordable
Array delivers credit data that can be personalized and embedded into your existing app or website. We have been working with the bureaus for over 10 years, so you don’t have to. Plus, we get the best prices! We provide Financial Institutions with the ability to quickly integrate the cutting edge, personalized, credit and identity tools that customers demand.
Keep members in your ecosystem
Members can now stay on your website or app to view and manage their credit and interact with product offers, this means there is no opportunity for other providers to market their competitive products. Monitor traditionally denied users and provide them with the tools to build their credit and become a monetizable lead.
Expand revenue opportunities
Offer relevant products, gain insight into your members credit, and help customers improve their financial wellness to become eligible for new products and services. Utilizing the offers engine, pre-qualify customers to provide them with the most relevant offers at the most appropriate time. Identify new product categories based on customer intent insights.