My Credit Manager, ID Protect, and Offers Engine
Enhance your personal banking experience with Array’s customizable credit management and ID protection solutions. In partnership with Finastra, financial institutions can now seamlessly integrate Array’s solutions into their online and mobile experience. My Credit Manager and ID Protect give peace-of-mind to account holders by providing features like credit reporting, tracking, monitoring, score simulation, and protection against almost any identity threat. Select from three different plans or customize. Other available features include:
- 1, 2, or 3 Bureau Reports and Scores
- Score Factors: get detailed insights on the six credit score factors
- Credit Alerts: receive alerts based on changes to your credit profile
- Credit Score Compass: set and learn how to achieve your score goals
- Credit ScoreSight: see what specific actions will maximize your score
- Credit Report Dispute: dispute credit report errors with only a few steps
- Debt Analysis: displays total open balances, monthly payments, and a debt-to-income ratio calculator
- ID Theft Insurance & Restoration: up to $1M of protection against identity theft and white-glove assistant to restore your compromised identity
- Dark Web Monitoring: scan the web for fraudulent use of your personal information
- SSN Monitoring: Detect and prevent identity theft occurring outside of credit bureaus’ vision.
- Change of Address Monitoring: in partnership with the USPS, detect and alert when there has been an unauthorized change of address.
- With the Array Offers Engine, financial institutions can present personalized recommendations for new products and services to account holders .