My Credit Manager, ID Protect, and Offers Engine
Array
Array allows financial institutions the unique ability to embed fully personalized credit management, identity protection, and offer engineering services inside their digital banking experiences to enable consumers to better manage their future and financial health. Use offers engine and consumer credit data to drive product recommendations to increase application acceptance rates. Power an omni-channel marketing engine using real-time credit insights and intent data from engaging credit education and simulation tools.
Nowadays customers value a holistic experience and are expecting more from their Financial Institutions. With the prevalence of full-service apps and platforms, consumers fill the gaps by going outside of their banks’ offerings to look for needed solutions, such as personalized education to improve their financial health.
Personalized, easy, affordable
Array delivers credit data that can be personalized and embedded into your existing app or website. We have been working with the bureaus for over 10 years, so you don’t have to. Plus, we get the best prices! We provide Financial Institutions with the ability to quickly integrate the cutting edge, personalized, credit and identity tools that customers demand.
Keep members in your ecosystem
Members can now stay on your website or app to view and manage their credit and interact with product offers, this means there is no opportunity for other providers to market their competitive products. Monitor traditionally denied users and provide them with the tools to build their credit and become a monetizable lead.
Expand revenue opportunities
Offer relevant products, gain insight into your members credit, and help customers improve their financial wellness to become eligible for new products and services. Utilizing the offers engine, pre-qualify customers to provide them with the most relevant offers at the most appropriate time. Identify new product categories based on customer intent insights.
General information
How it works
Support your members’ financial wellness
Array’s credit & ID protection tools enable consumers to better manage their future and financial health through a fully integrated credit management dashboard. Simulate the credit impact of getting a new loan, understand the factors in calculating credit scores, and receive notifications when impactful events like score changes take place.Bypass compliance scope
Array handles all the heavy lifting with the bureaus by tokenizing all data, so you stay out of compliance scope.Create customized digital experiences
Create better customer connections by customizing Array’s frontend components to match your brand aesthetic, with fully integrated analytics and engagement tracking.Expand revenue possibilities
Boost engagement and optimize your sales funnel by leveraging consumer credit attributes to better understand your customers, provide them with personalized financial wellness tools, and present the right offers at the right time.
How it looks
Identity protection
ID theft insurance & restoration, dark web monitoring, SSN monitoring and change of address monitoring. Show less
