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Smart Savings

Bankify

Digital & Retail Banking
Financial Wellness
Keep your customers engaged and help them achieve their financial goals sustainably with data-driven tips & offers
Digital & Retail Banking
Financial Wellness
Keep your customers engaged and help them achieve their financial goals sustainably with data-driven tips & offers

As an expert in keeping up with digital customers’ personal finance needs, Bankify offers the low code microservices to financial applications. Smart Savings by Bankify keep your end users engaged and help them achieve their financial goals in a sustainable way, with data-driven tips & offers that drives digital sales of your financial products.​

Saving is considered a chore for customers; they are disengaged from financial apps and often unaware of various financial products that are available to them and of their advantages.​Financial institutions offer products and services that help customers reach their financial goals but struggle to emulate the personalized approach from physical branches in their digital channels​. Finally, customers are increasingly concerned about sustainability, but lack actionable recommendations of ways to make an impact that go beyond calculating their environmental footprint​.

Automated operations

Smart Savings automates the saving process for your end users, motivate them to reach their financial goals and drive user engagement for your app.

Eco-friendly

We help your customers to make sustainable lifestyle choices by providing personalized recommendations that are the best fit given their financial health and affordability. Bankify’s solution goes beyond the traditional calculators and provides actionable tips and offers to your customers while driving digital sales of financial products.

Increase revenue

The application drives digital sales of financial products and improves sales efficiency by providing personalized offers – and reduces the cost of marketing and sales.

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General information

Commercial model
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Integration
Pre-integrated products
Fusion Essence
Fusion Equation
doneAvailable for all 3rd party systems
Implementation
Cloud Hosted
Website
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Data processing countries (2)
Finland
Germany
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Finastra employees only
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How it works

Smart Savings is offered as a white label application solution that is fully customizable and deployed as a SaaS. It can be integrated into any financial service provider app, with a typical implementation time starting from 1 month. Smart Savings is composed of Bankify’s own APIs integrated together with Finastra’s APIs so that a client only needs to do a single integration. Bankify provides UX/UI components for the frontend of the solution and can assist the client in its implementation.

Customize your savings

Users create personalized saving goals that visualize their progress and help them stay motivated.

Scheduled actions

They can add automated saving rules that enable them to reach their goals effortlessly and can be tied to their spending behavior.

Make the money count

Completing sustainable actions drives engagement and helps them to save more towards their goals.
How it works

How it looks

New Goal

Create a new savings goal and define the amount and the wished deadline. Show less

Actions

Define the actions that will allow you to reach that goal. Show less

Rules

Once the action is defined, define the rule that will automatically save money. Show less
screenshot container
New GoalActionsRules

New Goal

Create a new savings goal and define the amount and the wished deadline.

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