upSWOT
upSWOT
upSWOT technology serves dozens of banks and financial institutions, helping build loyalty and grow engagement among their small and medium-sized business (SMB) clients using embedded finance and business management tools as a part of their value proposition. It's a white-label embedded business management platform designed to enhance online/mobile banking, features are powered by 200+ API-enabled apps. Business customers connect their data for continuous, API-enabled access to QuickBooks, Xero, Salesforce, Stripe, Shopify, and 167+ other business-critical SaaS applications.
Data is cleaned, structured, and transformed into actionable insights, accurate cash flow forecasts, KPIs, cash management tools, treasury management tools, benchmarking business evaluations, and many other prompts that help SMBs better understand the health of their businesses, make better decisions and scale their businesses faster.
upSWOT provides actionable SMB insights and data analytics to financial institution clients and their business customers. SMBs are provided with predictive insights, cash flow forecasts, business valuation tools, and personalized advice powered by their everyday SaaS application data. This creates new areas of value, efficiency & time savings for business users, while increasing digital banking engagement with the FI. Ultimately this leads to greater customer relationship value.
Value for FI:
- Increases digital banking engagement & stickiness with business users
- Deeper understanding of their business users can allows for customized up-sell and cross-sell opportunities
- Speeds up loan underwriting process - pulling information directly from the business's accounting system
- Marketing automation - relationship managers can offer clients the solution they need, before they know they need it
- Automated campaigns and notifying relationship managers about new opportunities and risks - banks become more supportive, proactive and sales efficient
Value for SMB:
- Organizes SMB data across business-critical SaaS applications, delivering real-time insights & recommendations
- Make better decisions by monitoring financial, sales, and marketing data
- Provide SMBs the key to their business credit score monitoring and boost within their financial portal
- Help SMBs get an accelerated access to funds
- Embedded finance tools - cash flow management, business valuations, forecast builders and bank reconciliations
Embedded finance tools for SMB clients
Small, underserved businesses finally get access to the latest fintech technologies within their digital banking. With a powerful suite of tools specially designed to fill their financial needs: improved credit scores, tailored insights, greater cash flow management, increased access to funding and understanding of their business valuation.
Actionable insights and automation for bankers
Actionable insights and aggregated data help banks increase cross-sell and up-sell opportunities, as well as simplify underwriting and renewals, while building more meaningful and longer-lasting relationships with their SMB clients.
Versatile solution that takes 2 days to launch
3 lines of code and just a week to launch a fully versatile embedded finance and business management solution. Customers decide whether they want to use web components, RestFull API, or iFrame dashboards. It can be deployed in SaaS, private or public cloud environments.
General information
How it works
Credit Score Boost
The data is shared (with permission) with credit bureaus, which may increase the company’s business credit score as a result. The business credit score never decreases due to information shared by the business through the dashboard.Actionable Insights
The combined data is analyzed to understand current issues facing the business, and how to resolve them. These are highly tailored insights generated in real-time, to give the business a live playbook as to their next steps towards greater profitability.Cash Flow Forecasts
How much cash can the business expect to generate, and how much will be leftover after expenses? How do different financial, human resources, and operational decisions affect future cash flows? SMBs get visual answers to these critical questions.Cash Management
Businesses have access to all their banking accounts (including accounts in different banks) as well as drill-down into transactions. This tool also aggregates all of the business’s invoices, bills, subscriptions in one place, and provides notification of the upcoming amounts due.Business Valuation
A valuation and estimate of market value, as well as the numbers and metrics that affect it, can help in making critical decisions and in key negotiations. Results can also be compared with those of public companies.Data Visualization
upSWOT grabs the raw data from the SMB’s business apps, cleans, structures, and transforms into interactive widgets - graphs, charts, tables, diagrams, etc.
How it looks
Solution
White-label, embedded finance and business management tools for online/mobile banking. Show lessStandalone Solution
Make all our features available to you customers without any heavy lifting. It doesn’t demand any integration and takes only TWO days to launch Show lessCall center/Relationship manager view
Actionable insights designed to power sales efficiency. via upSWOT APIs, insights can be made available in Salesforce, MS Dynamics or any other bank app. Show lessUnderwriter view
upSWOT automatically monitors AR/AP, P&L, Balance Sheet and tax returns. Renewal process is simplified. And your customers’ latest financial data is available at your fingertips. Show less
Solution
White-label, embedded finance and business management tools for online/mobile banking. Videos
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