Jifiti
Finastra PartnerEnablement
Finastra’s Point of Sale (POS) Financing solution powered by Jifiti enables financial institutions to easily deploy consumer financing options at any point of sale - online, in-store and via call centre.
With BNPL on the cusp of regulation, merchants are increasingly turning to BNPL options from lenders. As a white-labeled platform, Jifiti empowers financial institutions to increase and reclaim their consumer financing market share. With our zero to simple merchant integration options, financial institutions can easily onboard merchants at scale and cut merchant onboarding time by up to 90%.
A single integration with our platform provides access to the full spectrum of BNPL options, functionality and payment stack options for the merchant. Our solution is fully configurable to meet the specific requirements of you and your merchant.
Jifiti gives lenders the flexibility to decide what type of pay-over-time option to offer for different ticket sizes and categories.
Fully white-labeled & customizable.
Jifiti’s BNPL solution is white-labeled for the lender and merchant, helping you and your merchant customers build your brand equity and increase customer retention.
Single integration, unlimited scalability.
One integration with Jifiti’s platform gives you unlimited scalability. Lenders can onboard merchants quickly and easily, at scale.
Powers every BNPL possibility.
Our solution supports every user journey (online, in-store, via call center), every consumer financing product (split payments, installment loans, lines of credit, lease-to-own) and every payment stack.
General information
How it works
In-store or Online
Customers can access and complete the application flow from their device via QR code, or through the merchant checkout page or any product page as an option to pay over time.Flexible application flow
The application flow is completely white-labeled and configured according to the bank’s specific requirements, including which fields are required for decisioning, what steps are needed in which order (soft pull/hard pull/autopay/etc.).Flexible decisioning
Banks can plug in their own decisioning, including bureau inquiries or use any third party for KYC, Open Banking, Anti Fraud, AML, ID&v, etc.Multiple payment methods supported
Jifiti can issue a virtual card, which is processed by the merchant just like any other credit card, with zero integration to the merchant’s point of sale. Alternatively, we can issue internal payment tokens for direct settlement.Simple and smart integration
Merchants can easily integrate the Jifiti flow into their online store using our ecommerce platform plugins, providing a frictionless user experience.
