Planto PFM & Personalised Banking Platform
Planto’s personalised banking platform enables financial institutions to offer data and AI driven propositions. The goal is to solve consumer pain points by offering a compelling user experience to manage their finances & achieving their financial goals with personalized reports, insights, recommendations & banking propositions. Financial Institutions are also able to transform their transactional digital banking application into an engaging banking application to reduce customer cost of acquisition, increase digital engagement and Net Promoter Score.
The pandemic increased the customer preference for digital: as digital becomes the primarily channel of interaction between banks and consumers, banks need to identify ways to engage with customers digitally & build loyalty. Customers expect their digital banks to offer them value propositions that solve their pain points instead of just offering standard banking products online, this creates an Open Banking competition to retain and get more data about their customers.
Out of the box application
Use personalization, budgeting, and financial planning capabilities to avoid disintermediation. Increase your banking app engagement and leverage your data assets effectively, to create moments of cross-selling via these personal finance management propositions instead of paying high commissions to aggregators / non-banking budgeting tools which costs have rose recently.
Simplifies the way personalized recommendations are orchestrated on your banking app without involvement of IT. With state-of-the-art UI to enable banks’ marketing / digital / business teams to orchestrate personalized recommendations at scale. This avoids mass marketing / mass push notifications that don’t usually lead to high cross selling among existing customers.
A pre-built integration
Banking propositions with pre-built integration with Finastra core banking systems to ease implementation and expedite time to market.